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Buying your first home?



It's not easy out there for Millenials buying their first home, especially in metro Vancouver.  So, when first-time home buyers purchase today, they must be smarter buyers to stay ahead of the game. 

First time home buyers must be aware of where price appreciation has occured in metro Vancouver, and why it is a better investment to purchase in those areas.  In addition, first time home buyers must be knowledgeable about maximizing future values, zoning and newer trends. It's not enough to 

just leave it up to 'chance'.  Knowledge is power and planning is key.

Buyers today must have a Realtor who can help them see anticipate future needs.  I invite you to seek out three Realtors and interview them to see if they are the right fit for YOU.  Ask yourself-- Do I want that Realtor on my team? 


I am a full-time licensed Realtor with RE/MAX Crest Realty (Westside) in Vancouver.  For the past thirteen years and have helped countless first time home buyers. I am also dedicated to the public and have been providing free home buying seminars to the communities of Greater Vancouver.  

 My mission is to educate, epower and enlighten first-time home buyers.  But, that's not all I do. I give first time home buyers a whole lot more because  I am passionate about what I do. I help first-time home buyers with resources, statistics, and reports prepared by qualified professionals in the real estate industry. 

I am an experienced professional who has always provided guidance whenever needed, and placed people first, ahead of profit. I hope you will take the time to attend our seminar in the Fall, and meet me! If you cannot make it, please feel free to contact me and we will send you a copy of our slideshow presentation to view at your own leisure. 

I am a member of the Real Estate Board of Greater Vancouver (REBGV) and the Canadian Real Estate Association (CREA).  

I am also dedicated to the Children's Miracle Network fund and donate a portion of my commission to such a worthy cause. 

Many thanks for visiting my website ~Hope to see you soon!  Geraldine Santiago 

FREE Home Buying Seminar

Buying your first home?  Young buyer? Move up buyer? New immigrant buying real estate in metro Vancouver?  You're in the right place!  

Vancouver is one of the best places in the world to live, work and play and if you are haven't bought your piece of real estate yet, ask yourself why not?

There are approximately 8,000 real estate agents in British Columbia. Some specialize in a certain area, such as Port Coquitlam, Vancouver, or Richmond.  Others specialize in a certain demographics- seniors, investors or first time home buyers. 

There are a handful of us who specialize in first time home buyers.  Seek us out and find out who is the best candidate for you.  Not all real estate agents are alike.  Given that this is your first home, you need to find someone with the right credentials and who can far surpass others, other than just being a 'sales person'.

If you still haven't decided WHO to help you when you purchase- here's something to think about-- 


How you'll EXCEL when you choose ME as your Realtor: 


I'll show you where to buy, what to look for to get maximum results.  I'll take the time to show you trends, forecasts, research and reports.  I'll show you exactly what areas have exceded market gains and WHY!!!  I invite you to ask other agents these same questions, and you'll be convinced that the information and reports that I offer you will be POWERFUL TOOLS when you purchase.  


KEY AREAS in NEIGHBOURHOODS throughout Metro Vancouver have become HOT SPOTS IN REAL ESTATE!  If you are not aware of those areas, you could be missing out on a tremendous opportunity! 


So giive me a call if you are serious about buying your first home. I'd love to meet you for a free consultation. (604) 76-HOUSE or email me at 





" You have my personal and professional commitment that I will help make the purchase or sale of your home a smooth and positive experience.  I offer a unique one-on-one service with information, support, communication and experience like no other.  

My real estate knowledge, experience in marketing, combined with my unique, creative skills and expertise in leveraging technology, will make your real estate experience with me successful."                                                  

   --            G E R A L D I N E   S A N T I A G O 




If you're still not convinced I'm the right Realtor for you- check out these articles, this year- 2014.


Breakfast TV: Interview with Geraldine Santiago on Maximizing Your Property's Potential

Click Here:



Vancouver Sun:    Geraldine Santiago On Densification in Metro Vancouver 

Link:   Know Where to Buy, Future Values Now for Buyers/Sellers

Click Here:




Want to attend our annual seminar and meet me personaly?  Attend our free home buying seminar November 12, 2014 from 7-8:30pm at the Creekside Community Centre.  Pre-register through Eventbrite as space is limited.

Geraldine Santiago, published author of the "Complete Home Buyer's Guide for Canadians" , "Selling Your Home in Canada" and "Buy and Sell a Recreational Property in Canada" and licensed Realtor, along with industry experts-- Alma Pasic, Glenn Duxbury, and Patricia Wright present at this seminar. 


Topics to be discussed: the importance of each professional and what their roles are, contingency funds and special assessments, building envelopes, how to avoid leaky condo's, legal documents. binding contracts, costs and more! 

Find out about what the market is doing. We'll show you how to read market statistics and learn how to use this information to get the best possible price.  What are sub-areas doing? Each locality is different - North Vancouver to Richmond to New Westminster.  

Knowing how much price are being discounted (or not) in these areas will give you a heads up during the negotiation process.  The market is constantly changing- is it hot or cold? If so, which areas are going to increase next month? Don't miss out on this important information.  



CAN'T ATTEND that day but are still interested in our seminar?  Don't worry!  Simply fill out the form and request of our webinar to be sent to your email.  You'll be able to watch our seminar at your own leisure.

Want information RIGHT NOW?  If you are wanting information right now, fill in the registration and make the request to receive our complimentary copy of our slide presentation. We will be happy to send them to you free of charge in a PDF file.





Once I became a Realtor myself, early in my career, my first clients happened to be first time home buyers. I knew EXACTLY what they were going through.  I had been there myself.  I tried to give my clients all the guidance they needed. I  answered all their questions, explained in detail the options they had, and gave them all the resources they need to make their own inquiries. It was then I decided to help first time home buyers. As a published author, I provided home buying seminars at public libraries and community centres regularly, and was invited to speak at many real estate events. 



Attend a First Time Home Buyer Seminar & Get EMPOWERED!

If you are thinking of buying your very first home, and don't know where to begin, this is the seminar for YOU!  Whether you are thinking of purchasing in North Vancouver, West Vancouver, Vancouver, East Vancouver, Richmond, Surrey, Tri-cities, Burnaby, Coquitlam, Delta, Ladner, or Maple Ridge, join us for an informative evening with industry experts. 


Our home buying seminar specifically focuses on first time home buyers purchasing in Metro Vancouver. Experts discuss important real estate issues such as: first time home buyer's do's and don'ts, property purchase transfer tax exemptions for first time home buyers (and how to qualify), home owner's grants, obtaining the best possible rates, getting a pre-approval, avoiding leaky condos and costly surprises, depreciation reports, contingency funds, deposits and downpayments......and a whole lot more!  


Our primary  goal is to empower,  educate and enlighten first time home buyers by way of facts, statistics and information--and lots of it! We provide tips on saving money, resources and most importantly guide first time home buyers through the entire home buying process from pre-approval to posession day. 


We'll show you how to prepare and plan, save money for your down payment, improve your credit score, pay off your debt and point you in the direction when it's right for you!


Geraldine Santiago is a licensed real estate agent with RE/MAX and has always been active in the community.  As an author of three real estate reference books, "Complete Home Buyer's Guide for Canadians", "Selling Your Home in Canada" "Buy and Sell a Recreational Property in Canada", Self-Counsel Press Ltd. she provides invaluable information on real estate. She has had the priviledge of also hosting home buying and home selling seminars at numerous community centres and public libraries throughout the lower mainland since 2002.  Santiago says, "We hope to make your first home buying experience as stress free and enjoyable as possible and we recommend that you attend our seminar to achieve this!"


Join our 14th annual RE/MAX Greater Vancouver First Time Home Buyer Seminar scheduled for March 18, 2015 at #1 Athlete's Way for an evening of information. Please pre-register on-line as space is limited. 


For over years, Santiago and her team of experts have helped thousands of home buyers.  See a partial list of seminars we've hosted....we've come a long, long way!



March 18, 2015                            Creekside Community Centre (Vancouver)

November 12, 2014                     Creekside Community Centre (Vancouver)

November 13, 2013                     Creekside Community Centre (Vancouver)

October 7. 2013                           False Creek Community Centre (Vancouver)

October 8, 2013                           Cambie Public Library (Richmond)

October 21,  2013                    Ironwood Public Library (Richmond)

May 14, 2013                                False Creek Community Centre

November 25, 2012                      Burnaby Public Library

November 7, 2012                        Richmond Public Library (Minoru)

January 11, 2011                          False Creek Community Centre

January 26, 2011                          Dunbar Community Centre

October 5, 2010                            False Creek Community Centre

April 20, 2010                                Richmond Cambie Public Library

October 22, 2010                          Renfrew Community Centre

September 10, 2009                    Renfrew Community Centre

September 3, 2009                      Killarney Community Centre

May 28, 2009                               Richmond Public Library

May 14, 2009                               Riley Park Community Centre

April 23, 2009                              Richmond Public Library

March 12, 2009                           Renfrew Community Centre

February 5, 2009                        Mt. Pleasant Community Centre

October 7, 2008                          Riley Park Community Centre

June 5, 2008                               Roundhouse Community Centre

May 20, 2008                              Riley Park Community Centre

March 10, 2008                          UBC Community Centre

Marcy 4, 2008                            Riley Park Community Centre

February 28, 2008                    Roundhouse Community Centre

February 20, 2008                    Richmond Pubilc Library Cambie Branch

February 6, 2008                      Renfrew Community Centre

January 30, 2008                      Renfrew Community Centre

December 4, 2008                    Richmond Public Library Ironwood Branch

November 29, 2007                 Coquitlam Public Library 

November 27, 2007                 Mt. Pleasant Community Centre

November 21, 2007                 Roundhouse CommunityCentre

October 24, 2007                   South Delta Pubic Library

October 10, 2007                   North Delta Regional Library

October 3, 2007                     Port Moody Public Library

September 19, 2007              Riley Park Community Centre

June 20, 2007                        Richmond Public Library Cambie Branch

June 13, 2007                        Riley Park Community Centre

May 29, 2007                         Richmond Public Library Ironwood Branch

May 9, 2007                           Roundhouse Community Centre

April 24, 2007                        Trout Lake Community Centre

April 19, 2007                        Renfrew Community Centre

April 10, 2007                        New Westminster Public Library

March 7, 2007                        False Creek Community Centre

February 28, 2007                 East Hastings Community Centre

February 27, 2007                 Richmond Public Library Ironwood Branch

February 22, 2007                 Mt. Pleasant Community Centre

January 24, 2007                   Renfrew Community Centre

November 24, 2006               Roundhouse Community Centre

October 19, 2006                    Richmond Public Library Cambie Branch

October 12, 2006                    Mt. Pleasant Community Centre

October 5, 2006                      East Hastings Community Centre

September 27, 2006               Renfrew Community Centre

June 1, 2006                            EV Logistics: Exclusive Seminar

April 26, 2006                          Richmond Public Library Brighouse Branch

April 18, 2006                          Mt. Pleasant Community Centre

April 8, 2006                            Chapters Bookstore Bridgeport Richmond

April 6, 2006                            Richmond Cambie Public Library 

March 29, 2006                       Renfrew Community Centre

March 22, 2006                       Richmond Public Library Ironwood Branch

March 18, 2006                       Italian Cultural Centre with Ozzie Jurock

February 23, 2006                   Roundhouse Community Centre

January 26, 2006                     Mt. Pleasant Community Centre

January 19, 2006                     East Hastings Community Centre

November 3, 2005                   Mt. Pleasant Community Centre

October 27, 2005                     East Hastings Community Centre

October 25, 2005                     Trout Lake Community Centre                 

October 20, 2005                     Richmond Public Library Cambie Branch

October 13, 2005                     Richmond Public Library Ironwood Branch

October 5, 2005                       Roundhouse Community Centre 

September 28, 2005                Renfrew Community Centre

April 28, 2005                          East Hastings Community Centre

April 27, 2005                          Trout Lake Community Centre

April 13, 2005                          Renfrew Community Centre

March 10, 2005                        Roundhouse Community Centre

February 16, 2005                   East Hastings Community Centre

February 2, 2005                     Roundhouse Community Centre

January 26, 2005                     Renfrew Community Centre

January 19, 2005                     Trout Lake Community Centre

November 3, 2004                    Roundhouse Community Centre

October 13, 2004                      Renfrew Community Centre

September 30, 2004                 Roundhouse Community Centre 

August 11, 2004                       East Hastings Community Centre

June 16, 2004                          Roundhouse Community Centre

May 12, 2004                           East Hastings Community Centre 

April 29, 2004                           Roundhouse Community Centre

April 14, 2004                           Renfrew Community Centre

April 13, 2004                           Trout Lake Community Centre

March 18, 2004                         Richmond Public Library Minoru Branch

March 10, 2004                         Roundhouse Community Centre

February 3, 2004                      Renfrew Community Centre

January 15, 2004                      East Hastings Community Centre

November 16, 2003                  Marpole-Oakridge Community Centre

October 12, 2003                      East Hastings Community Centre

October 5, 2003                        Dunbar Community Centre

May 14, 2003                            Roundhouse Community Centre

May 4, 2003                              Mt. Pleasant Community Centre

March 5, 2003                           East Hastings Community Centre

February 7, 2003                      Trout Lake Community Centre

January 30, 2003                      Douglas Park Community Centre

October 10, 2002                      Killarney Park Community Centre

October 17, 2002                      False Creek Community Centre

November 21, 2002                  Roundhouse Community Centre



 Top Row: (Left to Right)  Glenn Duxbury and Ron Usher

Bottom Row:(Left to Right)  Alma Pasic and Geraldine Santiago

Photography: Steve Owst Photography




Left to Right: Glenn Duxbury Home Inspector, Geraldine Santiago RE/MAX Agent and Published Real Estate Author, and Alma Pasic, Mortgage Broker



Alma Pasic, Mortgage Broker with Verico Wizard


Geraldine Santiago, Published Real Estate Author and RE/MAX Agent 



Glenn Duxbury, Certified Home Inspector